bail out. The 700 billion is not meant to be given to the bank and let them loan out to the businesses/consumers. Its meant to create a market for credit and dislodge the existing money supply inside the system.
You are hoping by throwing money at the big businesses, this somehow will fix the root cause. This is neither the fastest nor the most effective solution.
Can tell me how is your plan going to solve the subprime/foreclosure and CDS problems? You can't, because its not going to.